Despite the Philippines being a beautiful place full of beautiful people it does have many problems that most people from the west will just not understand. Mostly the corruption is everywhere and as there is very little money you will be seen as a target and a walking ATM. More dangerous is if you get attacked or happen to attract the wrong attention and become the victim of kidnapping or blackmail. Yes it happens, but it is not something to dwell on too long.
This from an expat blog a few years ago
I don’t think its safe? Think again coz you haven’t been to the place. Second hand information kills.
They take advantage of you? All tourists are always being taken advatange. Would it be different if you are in Brazil, Mexico or Bali? Locals will always find ways to squeeze a penny out of you. Petty crimes cannot be avoided. Would you wear expensive jewelries if you go to the Bronx? Use your common sense.
Murder is rife? Since when did the Philippines had a school shooting? or even drive by shootings? Armed escort? My question is, did this happen in Bohol? I doubt. Unless you are diplomats or VIP’s which is needed.
I have read a lot of questions about this and I usually tell these people to go to travel forums like Lonely Planet (http://thorntree.lonelyplanet.com ) or Trip Advisor ( http://www.tripadvisor.com ). They are the real travellers who have traveled off the beaten tracks and knows the dangers involved. If you have observed, most of the questions being asked here are not travel related which shows what type of answers you will get.
Bohol is the Philippines top tourist destination. Since the 1990’s it has attracted tourists all over the world. My hometown which is located in Mindanao has a lot of white people roaming around the streets. Some of which have already married and stayed. Why do they feel safe while others are not? Buy a travel book about the Philippines. I highly recommend Lonely Planet Philippines 9th edition, their latest edition (http://www.lonelyplanet.com ).
If you push through with your travel to Bohol and find it safe (without those kidnappings and other paranoid warnings) Please do me a favor. File a legal complaint against the FCO for almost ruining your vacation in the Philippines.
You can also check this website http://www.mindanao.com which is owned and managed by an American who has traveled the Philippines since 1990 and is now living in Mindanao with his Filipina wife and children.